Cost & insurance

New York State has a fertility insurance mandate, which requires many employer-sponsored insurance plans to cover infertility diagnosis and treatment including IVF. Coverage varies significantly depending on your specific plan. Chelsea Fertility NYC is covered under most insurance plans, and our financial counselors will review your individual benefits, calculate your exact out-of-pocket cost, and walk you through all available options. See our pricing and insurance page for more detail.

Insurance coverage for egg freezing depends on the reason for treatment. When fertility preservation is recommended before cancer treatment or certain medical procedures, insurance may cover part of the process. Elective egg freezing for social reasons is usually not covered by insurance but may be supplemented by your employer. Our financial counselors can help clarify your benefits and discuss options. Full details are available on our fertility treatment pricing page.

Yes. Chelsea Fertility NYC believes that financial constraints should not prevent anyone from starting a family. We offer a variety of flexible financing options and payment plans for patients who need assistance. Visit our pricing and financing page to learn more, or speak with one of our financial counselors at your first consultation.