Understanding the Costs of IVF and Other Fertility Treatments
Infertility care can be expensive, and for many patients the cost of treatment is a significant hurdle to overcome. Chelsea Fertility of New York City believes that financial constraints shouldn't prevent anyone from starting a family, so we offer a variety of financing options for patients in need of assistance. Unlike other fertility practices and hospitals, Chelsea Fertility NYC features an onsite laboratory and operating room, eliminating the need for additional admission fees and significantly reducing patient travel time.
The actual cost of fertility treatment is based on a number of factors, including:
- Your diagnosis
- Your treatment plan
- Your insurance coverage
- Your prescription benefits
For this reason, our financial counselors will meet with you individually to review your insurance coverage, calculate an exact cost for fertility treatment, and discuss payment plans and financing.
For more detail, see our full breakdowns of IVF and IUI pricing and fertility insurance coverage.
Ask us about our current summer IVF savings when you book your consultation.
Explore Fertility Treatment Costs in New York City
Fertility charges range and can change abruptly. Please contact our office for up to date pricing.
IVF Self Pay – Includes ICSI
| Treatment | Cost |
|---|---|
| Natural Cycle IVF | $8,900 |
| Minimal Stim IVF | $8,900 |
| Standard Stim IVF | $13,900 |
| Facility Fee | $1,000 |
| Frozen Embryo Transfer FET | $4,000 |
| Package | Cost | Terms |
|---|---|---|
| Package of 2 IVF Cycles | $24,000 | Must be used within 6 month period |
| Package of 3 IVF Cycles | $35,000 | Must be used within an 8 month period |
Non-IVF Treatment Costs
| Monitoring – Natural Cycle or Medicated; Including IUI | $3,250 |
Egg Freezing
| Single Cycle Does not include storage | $8,000 |
Donor Egg Services
Excludes medications, facility fee, FET, unless noted, for creation of embryos
| Known Donor *excludes screening | |
| Anonymous Donor *excludes screening & donor payment — Recruited by Chelsea Fertility NYC | $19,500 |
| Anonymous Donor *excludes donor screening, donor payment, agency fee — Recruited by Agency | $19,500 |
| Anonymous Donor Frozen Eggs, Includes FET — Does not include agency fee for donor match, fee for frozen egg procurement | $19,500 |
| Egg Exchange with Partner, Includes FET | $19,500 |
Pricing available upon request for PGT-A.
Financing Your Fertility Treatment
Chelsea Fertility of New York City believes that financial constraints shouldn't prevent anyone from starting a family, so we offer a variety of financing options for patients in need of assistance. Our financial counselors will review the options available to you during your consultation and help you plan for the total cost of care. Contact Chelsea Fertility NYC for more information.
IVF and Fertility Treatment Cost FAQs
How much does IVF cost with Insurance in New York?
The cost of IVF with insurance in New York can vary widely depending on your specific insurance plan and coverage details. Some plans include partial or full coverage for certain fertility services, while others may only cover diagnostic testing or medications. Even when IVF is covered, patients may still be responsible for copays, deductibles, medications, or additional services such as genetic testing. Our team can help review your insurance benefits and explain what may be covered before you begin treatment, so you have a clearer understanding of your potential out-of-pocket costs.
Does insurance cover egg freezing costs?
Insurance coverage for egg freezing depends on the reason for treatment and the details of your individual plan. In some cases, such as when fertility preservation is recommended before certain medical treatments, insurance may cover part of the egg freezing process. Elective egg freezing, which is done to preserve fertility for future family building, is usually not covered by insurance but may be supplemented by your employer. Our financial counselors can help you understand your benefits and discuss available options if egg freezing is not covered under your plan.
How much does genetic testing cost?
Genetic testing during IVF, often called preimplantation genetic testing (PGT), is an additional service that may be recommended in certain situations. The cost can vary depending on the type of testing performed and the number of embryos being tested. Because these factors differ for each patient, pricing can vary significantly. Your care team will explain whether genetic testing may be appropriate for your treatment plan and provide a detailed estimate of any associated costs before moving forward.
Are there any financing options available for fertility care?
Yes. Chelsea Fertility NYC offers a variety of financing options for patients who need assistance managing the cost of fertility treatment. Our financial counselors will review the options available to you and help you plan for a wide range of fertility services, including procedures, treatments, and medications, so that cost is not a barrier to starting your family.